4 Items to Avoid at the Dollar Store

Don’t get me wrong, the dollar store can be great for many items, with prices significantly lower than other full-priced stores like Target.  You can get reduced prices on gift bags, greeting cards, and holiday decorations.  Hey, it’s even a good place to fill gift baskets for office Christmas presents.  What stores like Target have going for them though, is the quality, and there’s no comparison when you go into a dollar store.  There any plenty of items that are perfectly fine to buy at the dollar store to save money, but there are certain items to avoid

Food (for You and Your Pet)

While the dollar store is not somewhere to load up the shopping cart for the family, it can be cheap, but that doesn’t mean the quality of ingredients and freshness will be the best.  Candy items I suppose are ok, since they will mostly be name brands, but I would avoid canned goods for sure, as you never know what brands or where they came from.  There’s probably a reason why you hardly see the same brands in grocery stores and only find them in dollar stores.

Household Tools

Just remember, you get what you pay for.  So, if you go in there trying to replace your tools with those in the dollar store, you will be disappointed when they don’t last more than a use or two.  Whether they are kitchen, household, or tools, most will be made of some sort of plastic (I assume), although one can’t be sure.  If you are looking for a new hammer and you think you can replace it at the dollar store, thinking what’s the difference, hopefully you can finish the job with the head falling off when you swing to drive the nail in.

It’s Not an Electronics Store

The dollar store does seem to carry everything, but keep in mind when you are looking down each aisle and come to the electronics section, that this is not Best Buy, so the quality will be sub-par at best.  Again, going back to you get what you pay for, you cannot expect the quality of USB cables, ear buds, or even HDMI cables will be of any use.  Not that you need top of the line headphones by any means, but good luck getting the volume up loud enough to hear even by cutting the grass with those, and will be distorted at that.

Food Containers

It would seem like the dollar store would be a perfect place to find discounted food storage containers, thinking that you don’t need to pay full price for those items.  While that may be a waste of money to buy top of the line containers, there is a reason why the good ones are so much; they last, and you can put them in the dish washer.  You may be able to put the dollar store containers in the dishwasher, and if it makes it out of a wash without melting, you probably don’t have many more left.

4 Ways a Career in Accountancy Could Send You into Early Retirement

Not all accountants make an enormous success of their careers and some end up struggling to pay their financial way during the latter stages of life. However, there are accountants who are very wealthy thanks to their career choices and there’s no reason why you can’t follow them. Have a look at some of the below ways a career in accountancy could send you into an early retirement.

1.      Demand for Accountants Is High

While not all qualified accountants get the early retirement option, there are many opportunities available in accountancy and many of them offer excellent salaries. For example, …

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4 Ways to Save at the Grocery Store

Before you grab your shopping cart and start going aimlessly up and down each aisle, it is good to go in with a plan.  The grocery store can be an overwhelming place.  There are seemingly endless places to go and get lost within the fresh, frozen, and beer aisles, wondering what you even came in for in the first place.  That is why you always hear of people running in for a couple items like milk and eggs and coming out with a whole cart full of groceries that will probably hurt your bank account, not to mention your …

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How-to Earn a Few Bucks (while Unemployed)

Relying on unemployment benefits while you’re on the hunt for a new job may not cut it.

It’s probably crossed your mind to pick up some side-gigs or part-time work. You’ve already checked your unemployment eligibility and started receiving the support. Good on you. Yet, bills still need to be paid and you’re itching to do something other than wallow in self-pity around the house.

Before you go about doing that:

·  Working a job that has you filing a 1099 may affect your benefits

·  You must report any income you earn during the time you’re earning benefits

·  …

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Smart Actions to Maximize Retirement Income

No matter if you are a recent college grad and are looking to begin your career, or if you have been in the working world for a decade, retirement may be the last thing on your mind as you are more focused on making money and starting a family, but the fact is it actually is not that far away, and the longer you wait to build up your retirement account, the less you will have to live off of when you need it most.

Maximize 401(k) Contributions

If you are not contributing at all, well then stop now and …

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Credit Can Affect These Monthly Bills

Credit is the primary factor in proving your borrowing worth to lenders, so to speak.  While income and current debt liabilities do factor in, credit score can give an overall picture as to whether or not you will not only be approved, but what interest rate you will secured, or even have the application turned down.  While there are some obvious monthly bills that are affected by your credit score, there are others that may come as a surprise just how much your credit affects other payment obligations as well, so it is important to get your score as high …

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Tips to Maximize Your Nest Egg

No matter where you are at in your career, whether you are just out of college, or are even nearing retirement, it is good to ask yourself how much you need in retirement and track to see your progress.  If you are like most that unfortunately do not seem to be adequately saving for retirement, now is as good of time as any to get the ball rolling to be in control of your financial future.

The Earlier You Start the Better

Just going by simple math, if you have decades left until you retire, you can contribute very …

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Customizing Your Term Life Policy

 

Have you already decided that term life is your preferred option over whole life? If so, it would be a mistake to think that your life insurance selection process is already complete.

If you were to ask the question, “Are there different types of term life insurance?,” the answer would be a resounding “Yes!” There are two basic types to consider, but about a half-dozen types when you get to a more detailed level.

Two Basic Kinds of Term Life Insurance

What are the two major classes of term life insurance mentioned above? Annual renewable term and …

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Stay Ahead of Your Financial Future

According to a recent study by Country Financial, two-thirds of Americans are worried about their financial future, worried that they will not be able to retire at all.  In fact, The Economic Policy Institute reports that half of Americans do not have any retirement savings, and even half admit that they do not factor saving for retirement into their financial goals.  That is a scary thought that in the upcoming decades there will be less and less people with anything to live off during retirement, other than Social Security, which isn’t much, if it is even there at all …

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Renewable energy: pros and cons

When the world broke out with the promising talks about the renewable sources of energy, some critics of modern progress entered the conversation. In this article we are going to discuss the most popular statements that put the reputation of renewable energy under attack.

The hottest news: who we do trust

With the upcoming plans of New York State Energy Research and Development Authority (NYSERDA) the offshore wind offtake is likely to be used in some American states. The director of NYSERDA Doreen Harris claims to be providing new opportunities for usage of offshore wind energy in June this year.…

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