Beyond Money: How to Find Happiness in Your 20s (or Any Time)

find-happiness-ThailandI spend a lot of time thinking about how to be happy, and I think I’ve finally cracked that code.

Sometimes I even spend more time thinking about how to be happy than anything else, including my business. Why? Because that’s what matters most. We don’t really want to just have more money, more friends, or more freedom — we just want each of these things to make us happy.

Whether you’re struggling with money, a job, or just surviving daily life, here’s my best advice for being happy no matter what.

Don’t wait – choose to be happy now

I truly believe that being happy is a choice. Maybe it’s not 100% of the equation, but for many people, there are a lot of changes they can make when they’re unhappy.

Too many people are waiting for a change in their life to make them happy. I’ve been there. While quitting my job and moving to Portland was exciting and my dream, that alone wasn’t enough to make me happy. I had to take a more active approach, especially when life gets hard.

I hear others say “I’ll be happy once I make more money/find a boyfriend or girlfriend/get a better job/discover my passion.” The truth is that just might not be the answer, and you’re setting yourself up to be let down.

This may sound like I’m being negative, but what I’m actually saying can be a good thing if you look at it the right way.

Choose to be happy right now, no matter how hard life is. Anything that improves your life later is just a bonus.

Be grateful – every day

Do you think your life sucks and you have nothing to be happy about?

You may be going through a tough time where you’re feeling depressed, but there’s always someone or something to be grateful about.

I had a lot of fun with this on my Letters of Gratitude project. I wrote letters to 57 people so far. Not only has writing the letters done a lot for my happiness, but the gratitude that others have expressed back to me has been phenomenal.

If you’re struggling, think small. Take a moment and write down five things you have to be grateful about. Maybe you had a delicious breakfast this morning, or a friendly fellow driver waved you through on a commute into work. No matter how big or small, find things to be grateful for every day.

To make this easier, use a service that sends daily reminders to be grateful like Happy Rambles or the Random Gratitude Journal app.

Give all you can

Since quitting my job, I stopped making regular donations. The reason was half and half between just putting giving on the back burner and feeling a little tighter for cash. But giving just feels good, and I can’t skip it any longer.

My goal is to give 10% of what I make to charity, no matter what. I’m not saying this to brag, I just think it makes sense and it makes me feel good at the same time.

Spend money, but only on what you love

I’m not the most frugal person you’ll meet by any standard. I’d probably rate myself a 7 out of 10 on the frugal intensity scale (that’s a made up measurement, by the way).

That said, there are plenty of things I enjoy spending my money on. I’m a bit of a beer snob, and I get restless if I don’t go out to eat at least once a week. I even bought a $400 ski pass this year.

But don’t get me wrong: my spending is very calculated and for good reason.

There are some things that others regularly spend on that I don’t find value in. I almost never go out for lunch during the workday because I don’t enjoy the food enough and would rather spend my money elsewhere. I have no plans to own a car any time soon because I don’t like all the expenses that go with it. I could go on, but you get the point.

Spending money does bring happiness when you do it right. Step back and think about if how you’re spending your money is how you want to or if you’re just following others’ scripts.

Let go of fear and trust that things will be okay

Fear is one of the hardest things to deal with in your 20s. Some might not realize it consciously, but the way they’re living their lives is based largely on what would happen if they did something differently.

I haven’t completely conquered fear, but I’m okay with that because it’s the fear that motivates me.

Other times, it helps to focus on what we’re actually afraid of. For example, what if you quit your job but go broke when the business you launch fails? To most people, this is terrifying. But what would actually happen to you in this situation? If you’re in your 20s, you’d probably move in with family temporarily until you figure things out.

Those in their 20s should be most afraid of the decisions they don’t make. One of the top regrets of the dying is “I wish I’d had the courage to live a life true to myself, not the life others expected of me.” Think about that for a second and how it relates to your own life. What decisions have you made not on your own but because that’s what others expected? Spend time doing what you love, and you’ll have far few regrets.

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How have you found happiness in your life?

What Generosity Looks Like: Time, Talent and Treasure

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Note from Jeffrey: This is a guest from Jenna Forstrom, former Community Manager at Adaptu.

When I was in college, I got the opportunity to participate in Habitat for Humanity’s Collegiate Challenge. In four weeks, four different schools built four houses in South Palm Beach, Florida for families who currently didn’t have a place to call home.

It was the best Spring Break of my life. I escaped the Boston cold, got to hang out with my friends in the sunshine, learned how to wire an entire house, sleep in a Y.M.C.A., meet families who were in the process of …

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Why I’m Writing One Letter A Day to Thank 365 People

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Today, I’d like to announce a new project that I’ve been working on and keeping a secret for over a month now. It’s called “365 Letters of Gratitude.”

The concept is simple: every day, I spend a few minutes writing a letter to a different person whom I’m grateful to have in my life. Usually it’s just a few paragraphs detailing why these people mean so much to me and the ways they’ve affected my life, large or small.

It’s been hard, but I’ve kept it going for 45 days now. And I’m so grateful that I’ve done …

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How I Used Free Frequent Flyer Miles to Get $9,000 Worth of Airfare

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I’m excited to share how I’m spending a month traveling to Paris and Bangkok – and spending only $140 on airfare (just the taxes). How? It was really easy, actually: Free frequent flyer miles.

No, not the kind you earn from flying around from flights you paid cash for. And I don’t spend a ton of money on credit cards, either. Here’s how.

Earning Free Frequent Flyer Miles

For me (and many others), the best way to earn frequent flyer miles is to apply for credit cards that offer big bonus miles for opening a new account. I routinely earn anywhere …

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The 5 Best Ways To Save Money On Travel

The following is a guest post from personal finance and travel writer Jason Steele.

I am both a travel writer and a personal finance writer, but when people ask me how those two relate to each other, I simply ask them if they have an unlimited travel budget. Everyone who doesn’t is probably interested in learning how to travel more for less. For better or worse, I have always been obsessed with both traveling as much as possible and saving money. So let me boil it down to my best tips:

1. Take loyalty programs seriously. Do you know …

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How You’re Lying to Yourself Every Day About Your Spending Priorities

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I’ve heard a few great arguments made lately about how we make liars out of ourselves all the time with our so-called “priorities.” Many of us say “Travel is DEFINITELY a priority for me” or “I’m serious about getting in shape.” But are these things really priorities? And does the time and money you spend on these things really back up what you’re saying.

JD Roth of Get Rich Slowly first brought this to my attention at the World Domination Summit 2012 when he said “It’s not what we say is a priority, but what we actually DO that’s a …

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Thinking of Quitting? Self-Employed Lessons, 2 Months Deep

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That first two months after (finally) quitting my job definitely flew by! I’ve had a successful move from New Haven, CT to Portland, OR! Life has been memorable in a gazillion ways, and the fun is just getting started.

Today I bring to you lessons I’ve already learned and that you’ll need to watch out for or can look forward to for yourself.

Self-Employed = Awesome!

So far, 99% of the time has been freakin’ fantastic. You’re probably thinking I’m exaggerating, but I can honestly say I couldn’t be happier with life right now, and I’m committed to doing every possible …

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I Did It! I QUIT My JOB!

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This is the post of I’ve been waiting to write and, after 9 months in the making, it’s now official: I quit my job! It feels like a huge relief to finally be done and to move on from New Haven, too.

Why I Quit

There are a few reasons I decided to leave my job:

1) I was bored and unhappy. While my job wasn’t stressful and my boss was great, I was bored at my job. I felt like I wasn’t going anywhere and wasn’t making a difference in the world on a daily basis. I’m sure …

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Life After Quitting – A Few Quick Updates

I know it’s been a few weeks since I’ve given any updates, but I’m working on a big post about quitting my job (which I did 2 weeks ago). Look for it soon.

In the meantime, I’ve also been writing weekly for Hat Toss, a site with money, career, and health tips for college students and grads. Here are a few of my recent posts up there. I’d love it if you’d stop by and Like or Tweet the posts:

Your First Paycheck! What to Do Before Spending It - Just as it sounds, this post has advice …

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Travel When Retired? No! Travel Now!

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I just don’t buy into the whole “travel when you’re retired” thing. It seems like such a waste to wait my whole life to travel (and, not to be morbid, but assuming I make it to retirement age).

I just got back from my latest trip to Montreal, which was fantastic. It was my first visit, and it definitely won’t be my last.

Despite the cost $400 and the fact that I’ll soon be jobless, I took the trip on my own for a few reasons:

1) I really wanted a getaway from New Haven and

2) I wanted to …

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