It can be tough to have a little extra money left at the end of the month after paying bills, contributing to savings and retirement accounts, while budgeting for grocery, gas, and spending money. If you are even coming out ahead you are doing a great job, but there are a few, if you think about, really unnecessary expenses that we continue to shell out money of each month, draining our accounts.
If you think about how many channels you pay versus how many you actually watch, and how often you even watch those channels, it can be upsetting to see how much you are spending on your cable bill each month. Not that there is anything wrong with watching TV, but cable companies need to figure out a way to make it cheaper before subscribers are totally gone in favor of $10 a month streaming services such as Netflix and Hulu.
Not only for health reasons is it good to avoid snacking between meals, but you are essentially spending money on junk food. Unless you are having the guys over to watch a game and you put out a spread of your favorite gameday snacks, you should avoid at the grocery store. Not only will you save at the grocery store, but ever stop into a gas station to buy snacks? Those little bags are triple the price what the full size would have been at the grocery store.
Trading one caffeine addiction for another (hey, at least coffee is cheap, and you can brew at home and take a travel mug with you), energy drinks have plenty of poison in them that should be avoided in your body, not to mention spending a few dollars per can, more than what 20oz of sodas would be. Unless you are a high performing athlete (even that I doubt could be proven that they are more effective), you should stick to free tap water.
Talk about something else that can be an addiction is online shopping, especially coming from someone who works from home and has access to the internet all day sitting at my desk. It can be easy to be distracted to go on Amazon, order an item or two, and have it arrive at your doorstep in two days, not even having to leave the house to go to the store. Do your wallet a favor, and stop the online splurging.
While it is a convenience to have someone else prepare your food, not to mention cleaning up, it comes with an extremely high markup that these days a couple cannot go out to a restaurant and get out for under $40 with a tip, and that is even on the low end. While it is enjoyable to go out to eat, try only going once a week, or on special occasions and you will see how quickly the money will add up only sticking to grocery shopping and eating at home.