Category Archives: Living

Hitting a Financial Knowledge Peak (and What Really Matters)

be-uncomfortable

I’ve spent the past 2 years+ absorbing all the personal finance knowledge that I possibly can. Books, blogs, webinars, conferences, and more – I’ve read a ton on a wide range of topics. I don’t know everything, but I still feel like I’ve hit a knowledge peak.

Hitting a knowledge peak

In some ways, I’d like to give up my pursuit for consuming more and more financial knowledge. I feel like I’ve definitely hit the point where the return I get for time spent has neared its peak. I don’t know everything, but I do think I know more …

Making Space For Roommates: Are the Savings Worth the Hassles?

Please enjoy this post, originally published in January 2011.

Currently, as I have since my freshman year of college, I am living with roommates.  I just moved out of a place where I had 3 roommates (plus one pesky dog) in a small, four bedroom apartment in downtown New Haven.  It was a cramped little place, with only 4 small bedrooms, a mini-kitchen, and 1.5 baths, all on one floor.  I now live in a slightly larger place, but it’s definitely not my dream apartment, either. Despite this, my rent is less expensive than anybody I’ve talked to in New …

Financial Minimalism to Simplify and Save

minimalist-financesSince I first heard of the term “minimalist,” I’ve been intrigued by the idea and have at least loosely attempted to follow it in my own life. A true minimalist only owns few things (often less than 100 items). Minimalists have various reasons for doing so, but they often include their desire to simplify life or travel while carrying everything they own on their back.

While minimalism isn’t for everyone, there are a lot of lessons we can learn and apply to personal finance. Here are several minimalist-inspired ideas that I’ve applied to my own finances.

1. Use cash

Getting in the Mindset with the Millionaire Fastlane

millionaire-fastlane-coverI just finished reading the Millionaire Fastlane by MJ Demarco. I’d been looking forward to reading this and was excited to see it was a free giveaway from the Financial Blogger Conference.

A lot of people are skeptical about this book. After all, the title makes it sound like a “get rich quick” book, which it is, in a way. MJ calls himself the “anti-’get rich slow’ guru.” But he’s not a scammer, not selling crappy products to get rich fast, and he’s successful millionaire (and not from selling “get rich quick” books and the like).

I’m not 100% …

Home Workouts To Get in the Best Shape of Your Life

home-workout-insanityI’m a big fan of home workouts. HUGE, actually. But just like online dating (which I’ve also had success with), I never thought it would be something I’d really be into. I’m glad I gave these DVDs a shot one day. At a cost of less than $150 between the DVD set and the equipment, it was a total bargain given how great everything worked. Now, I recommend them to just about everyone. Here’s my story.

P90X and the Best Shape of My Life

When I first heard about P90X I was somewhat skeptical. Up to that point the only …

The Unhappily Employed: Are Some of Us Meant to Be Entrepreneurs?

cubicle-workersToday is my grandfather’s birthday, so I want to dedicate this post to him. It’s a very fitting topic for that, too. Happy birthday, Gramp! It’s also my 100th post!

I’ve been on a bit of a quest to understand more behind the mentality of jobs and what makes workers like or dislike what they do 40 hours a week. Personally, I’m not a big fan of the jobs I’ve held so far, and I don’t plan to have one for the rest of my life either. But others seem more resigned to their fate in the working world. Some …

What I’m Doing Now So I Can Leave My Job in 9 Months

quit-my-jobAs I mentioned in my recent post about taking time off, I’ll be leaving my job in May 2012. It does seem kind of weird to be talking about this since I haven’t really started yet (that’s later this month), but I’ve always planned to peace out of New Haven once my girlfriend finishes her grad program at Yale.

I’ve got some grand plans in the works (with more announcements to come soon), but I plan to leave my job and never look back to the working world. I’ve decided I’m going to give it a go on …

Why I Buy 99% of My Food At Trader Joe’s (Plus My Favorite Products)

trader-joes-my-favorite-productsI don’t mean to go on an all-out Trader Joe’s lovefest here, but it is truly my favorite place to grocery shop. While part of that is due to the fact that I’m pescaterian and a healthy eater, there are many other reasons, too. Hear me out:

1) The stores are small and manageable. It’s easy to find everything I want, and I can literally shop through the entire store in less than 30 minutes. There’s not much knick-knacks and other filler stuff like other grocery stores have. Trader Joe’s is nearly 100% food, with a few personal care …

An ‘Owning vs. Renting’ Battle Ignites!

owning-renting-debateI’m a passionate defender of renting in the “Rent vs. Own” debate. Before you head for the comments to tell me I’m wrong, I’ll admit: I think renting and owning are both perfectly okay financial, and it depends on your living situation and preferences. But, recently, I noticed that someone posted a response to my post on why renting is better than owning on Adaptu. It was written by Greg and is called “Why Owning Will Always Beat Renting.” Always?! I gotta see this.

To his credit, I think Greg makes some good points in his post, and …

Financial Reasons to Rent Instead of Buy – Post on Adaptu

Hi y’all,

Just wanted to announce that I have another post up on Adaptu:

Top Financial Reasons to Rent Instead of Buy

Be sure to check it out and let me know what you think over at Adaptu.

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