How to Keep Personal Finance Successfully Organized

Usually the end of the year can be a reflection period when it comes to our personal finances.  We take a look at what we have in the bank account, how much debt we have, and wish we could have done things different.  There can always be improvement and it is never too late to start.

Set Up Payment Dates

With so many payment due dates between the mortgage, loan, utilities, phones, and credit cards, it can be overwhelming to keep track of the payment due dates and when to make payments to ensure you have sufficient funds, with enough …

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Best Ways to Simplify Your Credit Cards

Depending on your discipline with credit cards, they can be a huge benefit by getting cashback using for spending, or the death of you with overspending and interest charges.  Credit cards can be stressful, even if you are on top of your finances, so why make it even worse by juggling multiple cards, due dates, payment balances, and keeping track of which reward is for which card.  Give yourself a break and save a few gray hairs by simplifying credit cards the best you can.

Limit the Number of Cards

Using multiple credit cards for spending can get tricky when …

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What No One Tells You About Surgical Cosmetic and Anti-Aging Treatments

With the baby boomers blowing out more candles on their cakes, certain industries are starting to pick up speed as they are of interest and need to this demographic. Apart from the obvious areas like health care, there are a couple of logical but less expected business niches that are profiting off of the baby boomers. One of these niches is cosmetic surgery.

However, it’s not just nose jobs and breast augmentation that they are coming for. More and more often they are requesting anti-aging treatments like facelifts, neck lifts, eye lifts and more. And though many people are happy …

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Take Advantage of 5 Free Things You Always Had to Pay For

As we find ourselves getting older we always look back and say “I remember when…”, sounding like our grandparents did to us when they would say they would have to walk to and from school in three feet of snow, making note of how easy we had it compared to them.   Our kids have it even easier than us when it comes to items that we used to have to pay for that are free now.

Current Events

I was actually kind of sad when I cancelled my newspaper subscription.  My whole life since I was a kid I have …

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How Entrepreneurs Can Use the Internet to Reduce Business Costs

Do want to find ways to reduce the cost of running your business? If so, the answer is staring you in the face because using the internet in the proper way has the potential to reduce your business outgoings. Here are some of the ways entrepreneurs can use the internet to reduce their business costs.

Online Courses

Business owners should always be learning new things and developing new skills. Up until recently, enrolling in a high-quality course was expensive, especially if you had to attend college or university lectures in person.

However, the latest internet technologies have changed all of …

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Ways to Pay for Holiday Shopping

The holidays can be quite a difficult time to remain on a budget. There is so much pressure to find just the right gifts that are both affordable and nice, and this can be quite the challenge. If you happen to be worried about how you will manage to get through this holiday season, financially speaking, we have a few tips that might help.

Installment Loans

Payday loans are not recommended at all. The repayment terms are typically not easy to handle and the interest rates are exorbitant.

There is an alternative, though. Some people actually take out installment loans …

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How to Save Money on a Long-Distance Motorcycle Road Trip

As a motorcyclist, you know that road trips are better on two wheels. You’ve got freedom. When everyone else is stuck in gridlock, you’re able to weave your way out of traffic. You can pretty much park everywhere, and your bike is harder to tow than a car or truck. Certainly, there are plenty of advantages to driving a motorcycle, but that doesn’t mean road trips are any cheaper.

Overall, motorcycle ownership is less expensive than owning another vehicle type; however, you don’t have a ton of storage, which means you can’t take many supplies on the road with you. …

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How to Get Finances in Order to Start 2017

The end of the year is usually a period a reflection, not just where you are with your life, job, dating, but also where you stand financially.  If you have made poor choices when it comes to spending or a lack of saving, then it is never too late to turn things around.  Putting off any financial responsibilities to the future will never leave you in a good position in retirement.  Even if you are in your mid-thirties it may seem like you have all the time in the world, but think about how quickly it has gone by since …

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Smart Ways to Save Money in December

The holiday shopping season drains the bank accounts enough, so we should be looking to save every dollar possible.  Sometimes removing unnecessary spending is not enough and we need a little adjusting in other areas to maximize savings.  This December would be a great time to make a few tweaks to set up 2017 for financial success.

Set Up Direct Deposit for Savings Accounts

Having the available funds in your checking account will often prevent any from moving over to savings accounts because it is there for spending.  Instead, set an automatic deposit from your paycheck that will automatically going …

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How to Trade Penny Stocks

Penny stock trading is usually day trading stocks that are priced under five dollars a share. This is not value investing or long-term investing. This is riding the wave of a hot stock for a short term, quick profit. The better you are “riding” the wave, the more successful you’ll be at day trading penny stocks. Here are three tips to get you started trading penny stocks.

Risk Respect

This is not about getting rich on one big bet. Keep your profits, and also your losses, small. You do this with risk respect. Most penny stocks aren’t worth the paper

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