June 29, 2018

4 Goals for A Great Retirement

When it comes to retirement planning, you need to do more than figure out how to increase your investments or scale down your expenses; you also need to set some meaningful goals.

Goal setting isn’t something you should do only when you’re trying to climb the corporate ladder or achieve your dream career. It’s something that will also serve you well if you want to enjoy a great retirement.

Without goals, retirement can be challenging. If you have to live frugally, then it’s rewarding to focus on something other than financial affairs. But goals are also important if you have …

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May 16, 2018

How You Can Save Money by Summer

Although it seemed like this time would never come after a long winter, it finally seems like the nice weather is here to stay!  That means you can open up the windows to get some fresh air in, not to mention if your house a long overdue spring cleaning.  The warm weather means that summer is around the corner, and while your weekends will likely start to fill up fast, you can start to reduce expenses now so that you can have extra play money during the summer.

Avoid Going Out to Eat

Sure, this one may be tough, especially …

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April 13, 2018

How to Avoid Potential Money Wastes

While sure, it’s important to know the sep ira rules when it comes to setting yourself up for financial success but if you aren’t maxing out your retirement account, then there is plenty of room for improvement with the rest of your finances.  By avoiding some of the biggest money wastes, you can free up extra money in order to build an emergency fund, pay off debt, and fund your retirement account.  The earlier you start, the more it will pay off in the end when you really need it.

Not Tracking Spending

You may know how much are in …

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March 6, 2018

How to Improve Your Personal Finance Starting Now

Sure you can pay attention on penny stocks to watch when it comes to investing, but before you go down that road, it’s a good idea to take a look at your overall personal finance to ensure you’re on the right track.  Although it may be decades before you retire, it’s never too early to start preparing, so the better money moves you can make now, will set you up for success in the present and future, the more you can free up extra money.

Check Your Credit Report

With the amount of fraud there is these days you never …

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February 28, 2018

5 Ways to Enjoy Your Spring Break

Spring Break is just around the corner, and for some restless college students, it can’t come fast enough.  Having lived through tough exams, late night cramming sessions and last-minute revisions on papers and thesis, students are eager for a break from studying and from the cold of winter.  For many, heading to the tropical climes or straight to the closest beach is all they can think about.  And while they may have fantasies about fruity cocktails with little umbrellas, string bikinis and partying into the wee hours, the reality is that you have to pay to play.   For too many …

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February 23, 2018

Ways to Save Money Starting Now

Before you go getting into a cpxx, it might be time to take a look at your whole financial picture in order to look at every dollar coming in and out, and then finding ways you can cut expenses in order to put your hard-earned dollars to good use, from building an emergency fund, increasing retirement contributions, and even saving for a much needed vacation.  There are plenty of ways you can save money, but some might take some sacrifices, but will be well worth it in the long run.

Get Rid of the Gym Membership

When the end …

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February 15, 2018

Money Mistakes You Could be Making

While sure, insurance can help you, but it doesn’t help any potential money mistakes that you could be making.  There may not be a cut and dry answer to what is right and wrong, as everyone makes different amounts of money and have different financial goals, but across the board, if you can build up an emergency fund of a few months’ worth of expenses to give yourself a cushion, getting out of debt, while saving for the future you have a good start, but look to avoid a few behaviors that could set you back.

Trying to Keep …

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February 7, 2018

A Few Ways to Save Money on Purchases

While sure, you can start doing an opinion outpost or few to start making some extra money, but a good place to start is reducing the expenses that you already have.  From getting rid of your cable bill, to avoiding going out to eat, to even just cutting out impulse purchases that you don’t need, you can free up extra money that you can put towards better use, such as paying down debt, building up an emergency fund, or better yet, saving for retirement.  I understand there are certain purchases that we do need to make, and that’s where we …

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February 7, 2018

3 Tips To Improve Your Money Management Skills

If you’re not adequately handling your finances, you may be stressed out and struggling to keep up with your bills. Although your problem may be due to the fact that you’re not earning as much as you need, some of it may be due to poor personal money management skills.

There are some basic personal finance management techniques that you can quickly learn to begin to feel confident about your ability to manage your finances. Let’s take a look at how to get money for a financial emergency, how to create a budget, and how to build awareness around money.…

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January 30, 2018

Use a Credit Card the Right Way and Avoid Making Mistakes

Believe it or not there actually are right ways to use a credit card that can actually be financially smart but it’s the mistakes that will get you in trouble.  With the amount of fraud these days, it’s risky to even use a debit card, with your bank account potentially being wiped out if anyone was able to grab your information, until you sort everything out.  Making credit card mistakes are common, so try and avoid these so you can continue down the right financial path.

Not Taking Advantage of Rewards

By making the purchases that you would be making …

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